Zincir merdiven yönteminden türetilen yöntemler
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Zincir merdiven, hasar rezervi, IBNRAbstract
Hasar rezervinin belirlenmesi sigorta şirketleri için büyük önem arz etmektedir. Hasar rezervlerini doğru ve etkin şekilde tahmin edebilmek için birçok yöntem olmakla birlikte literatürde en çok kullanılan zincir merdiven yöntemidir. Ancak zincir merdivenin bazı durumlarda yetersiz kalması sebebiyle geliştirilmesi ve genişletilmesi uygun görülmüştür. Bu derleme çalışması zincir merdiven yönteminden türetilen yöntemler hakkında bilgi vermeyi amaçlamaktadır.
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